- Simple Process – Enter online with our simple two-step form
- Quick Approval – Easy process with quick online approval
- If approved, your loan funds may be wired to your bank account as soon as the next business day
- Fast Cash Delivery
- Flexible Payments – Pay off lenders based on loan terms
out of 100
What is Editor’s Rating?
The score you see here is our proprietary editor’s rating of this lending company using our unique
scoring system which uses a number of factors to rank lenders based on what we feel may be the best
fit for a consumer like you. While we are compensated by lenders if you choose accept a
loan from a lender linked through our website, and we may not show you all potential lenders that
could extend a loan to you, our ratings are completely independent and based on our own
Just a few of the factors we use are:
Lender Popularity: If many people with a profile similar to your are selecting
the same lender over others we know that this lender probably has the right balance of features
and customer service to be a good fit for you, and is a good indicator of if you’ll also be
interested in this lender.
Lender Approval Rates: We know that it’s important to you that when you apply
for a card you have a high likelihood of being approved, so we use the overall approval rates
for each credit card as a factor in our editor’s rating.
Lender Reputation: We value lenders that are well established and trustworthy,
so we use lender reputation as a factor in our editor’s score.
Payday Capital Alliance they’ve set the standard for fast and easy loan
processing. They developed a tailored, brief loan request form that only collects the
information their lending partners need to process your loan request and most lenders don’t
require faxing. The loan request form is simple and can be filled out without ever having to
leave home. Just fill out the request form and Payday Capital Alliance will
direct you to lenders for every situation and credit score. If you are approved, your
lender can deposit funds directly to your account as soon as next business day after
Payday loans are not available in every state and are not available to members of the military,
so not everybody can take advantage of the services offered. If you live in a state where
payday loans are not available, Payday Capital Alliance may still have
alternative products to help you with your financial needs.
Loan Process Information
The loan request form will ask you for personal information and rest assured that the form, the
website, and their partners employ the highest levels of security, including SSL and encryption.
Payday Capital Alliance is not a lender, does not broker loans, and does not
make credit decisions, but the majority of lenders in their network may require that you have an
income of at least $1,000 a month, be at least 18 years old, be a citizen or permanent resident
of the US, have a driver's license and Social Security number, and not be a member of the US
military. You may also be asked for your bank account information for routing and electronic
transfer purposes. Don’t worry if you don’t have a bank account as several lenders they work
with specialize in working with people just like you to deliver the loan proceeds in an
Typically, most lenders do not perform a traditional credit check from the big credit reporting
agencies, but use alternative reporting services. All credit types are welcome to submit a loan
request form. If you receive a loan offer, you will have an opportunity to review the terms of
the loan and can decline any loan offer with no further obligation to
Payday Capital Alliance or the lender. These are just a few of the reasons that
people come back to Payday Capital Alliance when they need help finding cash.
Help & Support
Payday Capital Alliance offers robust support through an informative website that
includes clear terms and conditions, privacy policies, email support, and a toll-free number.
The best source of information is the FAQ page, which has answers to the most common questions
to read and tell you exactly what you need to know before submitting your loan request.